The Fastest Way to Get Approved and Into Your Next Car
Car finance based on affordability, not just credit history. Choose any car from any reputable dealer.
Read our 5 star
reviews below
Trusted & Approved
Cars You Could Be Driving
Choose your new car from any reputable dealer, or use our vehicle sourcing service to find any car you want.
FREE car finance check
in 60 seconds
Get approved
Fill in our quick form and your details will instantly be entered into our approval system. One of our experienced finance advisors will match you with the best lender based on your affordability, not just credit score.
Choose your car
Once we've got you the best offer on the market you can speak with one of our car hunting experts who will help you choose the perfect car for your budget. We work with any reputable dealer in the country.
Sign & collect
Once you've found the right car for you, either book a test drive and collect your car or we can arrange a home delivery so you don't even have to leave the house.
The banks see you as a number.
We see you as a person.
Car finance may seem unrealistic if you have credit worries, but we have relationships with some of the UK's leading lenders who look at what you can afford now.
No credit impact
Soft search only — won't affect your credit score
Same day approval
Get a decision in minutes, not days
No deposit needed
Drive away without paying anything upfront
Good & bad credit
We look at affordability, not just history
FCA authorised
Fully regulated broker you can trust
Home delivery
Collect from showroom or get it delivered
100% CUSTOMER SATISFACTION
Our customers love us. We're proud to maintain a perfect 5-star rating from our happy customers who have driven away in their dream cars.
"Amazing service, Car finance went through really quickly and I was kept up to date with each process. Would recommend"
"I just want to thank Martin for all his help getting the finance sorted for my partner to get him his new car not in a million years would it of happened if it wasn't for you all hassle and stress free. Stayed in touch to let us no about updates on the finance, no question was a silly question, I would 100% recommend again thank u so much"
"Very positive experience working with this company to source my car finance. Professional and very helpful. Would definitely recommend"
"Used Martin for a very fast turnaround, the whole process was easy and simple martin got us a very competitive rate in super quick time, couldn't recommend highly enough"
"Top experience start to finish can not thank Martin enough for him support throughout my journey of financing my new car! Thankyou again!"
Who can apply?
A less than perfect credit history shouldn't stand between you and the car you need. Choose a budget, choose a car, drive away.
Representative Example
Borrowing £6,000 over 5 years with a representative APR of 20.9%
APR Ranges: Good Credit from 4.5% APR · Average Credit from 19% APR · Bad Credit from 29.9% APR